Commute Cost Calculator

Cash out the door, not a mileage deduction

This page estimates what you spend to drive to work: fuel, parking, and tolls. It starts from office days, not from a map. Pick a U.S. state or Canadian city to fill an official average pump price. Default work weeks are 48, because most people do not make that drive 52 weeks a year.

Filled with an official average as of 2026-09-14. Nationwide regular gasoline average. You can type a different pump price.

Default is 48 weeks, not 52. That leaves room for holidays and time off. Raise it if you drive every week.

Cash commute cost per year

$3,214

$22.32 per office day. 4,032 miles and about 144 gallons.

Fuel
$621.94
Parking
$2,592.00
Tolls
$0.00
IRS 76¢ mileage benchmark
$3,064

The IRS figure is an optional business mileage rate from July 1, 2026. It is a tax benchmark, not a promise that your commute costs that much.

Cash cost versus the IRS mileage line

Fuel used is annual distance divided by fuel economy. In the U.S. that is miles and miles per gallon. In Canada and the rest of the metric list that is kilometres and litres per 100 km. Parking and tolls are per office day, then multiplied the same way. Add those three cash pieces. That is the main number.

The IRS optional business mileage rate is 76 cents a mile from July 1, 2026 (Announcement 2026-11). From January 1 through June 30, 2026 it was 72.5 cents. Jobert shows the July rate as a benchmark only on U.S. gallon setups. Many employees cannot deduct unreimbursed commute miles.

Pump prices are baked from public tables, not a paid station API. U.S. states use EIA weekly regular gasoline for the week of the snapshot. If EIA has no weekly series for that state, the form uses the PADD regional average and says so. Canadian cities use Statistics Canada monthly self-serve prices. You can type over any of those defaults. The form does not add wear, insurance, or the value of your time.

Worked examples on this page

Hybrid schedules change the total more than a two-mile difference in the drive. Parking often dwarfs fuel. The first row uses $3.50 a gallon so you can see the parking effect. The second row uses the baked EIA California weekly price. The third row is metric.

SetupDistance / yearFuelParking + tollsCash totalIRS 76¢ line
U.S. hybrid, 28-mile round trip, $3.50/gal, paid parking4,032 miles$504.00$2,592.00$3,096$3,064
California EIA week price, same hybrid drive4,032 miles$839.09$2,592.00$3,431$3,064
Toronto, 45 km round trip, StatCan pump, paid parking6,480 kmCA$926.98CA$2,880.00CA$3,807n/a

How this fits the other two pages

Take-home pay tells you what hits the bank. Commute cost tells you what leaves the bank to show up. Subtract this cash total from the monthly net on take-home pay if you want a rough leftover, knowing neither page is a budget app.

A city with a lower BEA index can still be expensive once parking is $18 a day. Run cost of living for the salary ratio, then this page for the drive. They are not the same index.

Commute FAQ

Why 48 weeks instead of 52?
Most people do not drive to the office every week of the year. 48 weeks leaves a little room for holidays and time off. Raise it to 52 if you want a full-year drive.
Is the IRS mileage number what I spend?
No. The 76 cent rate from July 1, 2026 is an optional business mileage figure. Your cash cost is fuel plus parking plus tolls. The IRS line is only a comparison.
Does this use live gas prices?
It fills a baked official average, then you can type over it. U.S. figures are EIA weekly regular gasoline as of the week stored in the page. Most states do not have their own EIA weekly series, so those use a PADD regional average. Canadian cities are Statistics Canada monthly averages. There is no live station map.
What about trains or remote days?
Transit passes are not in this form. Set office days to the days you actually drive. Remote days should be left out of that count.

Estimates only. These calculators are not tax, legal, financial, or career advice. They do not file a return, price a home, or tell you to take a job.